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		<title>Savings Accounts: Past, present and future</title>
		<link>http://www.saveoursavers.co.uk/author/jason-riddle/savings-accounts-past-present-and-future/</link>
		<comments>http://www.saveoursavers.co.uk/author/jason-riddle/savings-accounts-past-present-and-future/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 10:19:17 +0000</pubDate>
		<dc:creator>Jason Riddle</dc:creator>
				<category><![CDATA[Jason Riddle]]></category>
		<category><![CDATA[Treatment of Savers]]></category>

		<guid isPermaLink="false">http://www.saveoursavers.co.uk/?p=6051</guid>
		<description><![CDATA[Until the late 18th and early 19th century, there was no facility for most people to save. Banks did not accept small deposits and had no interest in anyone but the rich. Although building societies existed then, their purpose – as the name suggests – was to finance the building ...]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Mervyn King misleads on household debt</title>
		<link>http://www.saveoursavers.co.uk/articles/mervyn-king-misleads-on-household-debt/</link>
		<comments>http://www.saveoursavers.co.uk/articles/mervyn-king-misleads-on-household-debt/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 16:38:31 +0000</pubDate>
		<dc:creator>Simon Rose</dc:creator>
				<category><![CDATA[Bank of England]]></category>
		<category><![CDATA[Simon Rose]]></category>
		<category><![CDATA[View by Category]]></category>

		<guid isPermaLink="false">http://www.saveoursavers.co.uk/?p=6018</guid>
		<description><![CDATA[In October, Bank of England Governor Mervyn King warned that we could be suffering our &#8220;worst financial crisis ever&#8221;, more serious even than the Depression of the 1930s. Two months later, just as it is confirmed that the UK has dipped back into recession, he&#8217;s more cheerful, telling us not ...]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>The dangers of prolonged low interest rates</title>
		<link>http://www.saveoursavers.co.uk/interest-rates/the-dangers-of-prolongued-low-interest-rates/</link>
		<comments>http://www.saveoursavers.co.uk/interest-rates/the-dangers-of-prolongued-low-interest-rates/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 12:42:27 +0000</pubDate>
		<dc:creator>Simon Rose</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Simon Rose]]></category>

		<guid isPermaLink="false">http://www.saveoursavers.co.uk/?p=5972</guid>
		<description><![CDATA[The Centre for Economics and Business Research believes that the UK economy has double-dipped back into recession. To pile on the misery, it predicts bank rate will remain at 0.5% until 2016, which would make a total of eight years. Not only this, but it expects the Bank of England ...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
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		<title>Why we need sound money and a restoration of savings</title>
		<link>http://www.saveoursavers.co.uk/economy/why-we-need-sound-money-and-a-restoration-of-savings/</link>
		<comments>http://www.saveoursavers.co.uk/economy/why-we-need-sound-money-and-a-restoration-of-savings/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 11:21:37 +0000</pubDate>
		<dc:creator>Godfrey Bloom</dc:creator>
				<category><![CDATA[Guest Blogger]]></category>
		<category><![CDATA[The Economy]]></category>

		<guid isPermaLink="false">http://www.saveoursavers.co.uk/?p=5898</guid>
		<description><![CDATA[Politicians, bureaucrats, academic economists and their disciples in public service broadcasting all fundamentally misunderstand the workings of a global modern economy. Together they have wrought the greatest peacetime debt crisis the world has ever seen. Let me explain where we have gone wrong and how it might be put right. ...]]></description>
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		<slash:comments>9</slash:comments>
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		<title>MPC holds base rate at 0.5% for 35th month in a row</title>
		<link>http://www.saveoursavers.co.uk/bank-of-england/mpc-holds-base-rate-at-0-5-for-35th-month-in-a-row/</link>
		<comments>http://www.saveoursavers.co.uk/bank-of-england/mpc-holds-base-rate-at-0-5-for-35th-month-in-a-row/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 15:09:28 +0000</pubDate>
		<dc:creator>Simon Rose</dc:creator>
				<category><![CDATA[Bank of England]]></category>
		<category><![CDATA[Simon Rose]]></category>

		<guid isPermaLink="false">http://www.saveoursavers.co.uk/?p=5935</guid>
		<description><![CDATA[Another month, another MPC decision to keep base rate at 0.5% as it has been since they first brought the rate to that level in March 2009. This week’s political buzzword that is being bandied about is “fairness”. Yet not a word has any politician from any of the parties ...]]></description>
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		<slash:comments>7</slash:comments>
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		<title>Are low interest rates the answer – or the problem?</title>
		<link>http://www.saveoursavers.co.uk/articles/are-low-interest-rates-the-answer-%e2%80%93-or-the-problem/</link>
		<comments>http://www.saveoursavers.co.uk/articles/are-low-interest-rates-the-answer-%e2%80%93-or-the-problem/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 12:02:36 +0000</pubDate>
		<dc:creator>Simon Rose</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Simon Rose]]></category>
		<category><![CDATA[View by Category]]></category>

		<guid isPermaLink="false">http://www.saveoursavers.co.uk/?p=5859</guid>
		<description><![CDATA[There is a near universal belief among economists, politicians and the public at large that low interest rates encourage economic growth. In the UK, we have had 0.5% bank rate since March 2009 and City economists keep putting back their estimates of when it might rise. The current consensus is ...]]></description>
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		<slash:comments>7</slash:comments>
		</item>
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		<title>Why the MPC has failed</title>
		<link>http://www.saveoursavers.co.uk/articles/why-the-mpc-has-failed/</link>
		<comments>http://www.saveoursavers.co.uk/articles/why-the-mpc-has-failed/#comments</comments>
		<pubDate>Tue, 20 Dec 2011 15:10:46 +0000</pubDate>
		<dc:creator>Simon Rose</dc:creator>
				<category><![CDATA[Bank of England]]></category>
		<category><![CDATA[Simon Rose]]></category>
		<category><![CDATA[View by Category]]></category>

		<guid isPermaLink="false">http://www.saveoursavers.co.uk/?p=5846</guid>
		<description><![CDATA[Members of the Bank of England regularly give speeches. Often they are technical and dry and go so far over our heads, they are practically in orbit. Less so last week’s speech by Spencer Dale. The Executive Director of Monetary Policy and the Bank’s Chief Economist gave a talk with ...]]></description>
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		<slash:comments>13</slash:comments>
		</item>
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		<title>Carols at the bank</title>
		<link>http://www.saveoursavers.co.uk/author/jason-riddle/carols-at-the-bank-2/</link>
		<comments>http://www.saveoursavers.co.uk/author/jason-riddle/carols-at-the-bank-2/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 07:58:09 +0000</pubDate>
		<dc:creator>Jason Riddle</dc:creator>
				<category><![CDATA[Bank of England]]></category>
		<category><![CDATA[Jason Riddle]]></category>

		<guid isPermaLink="false">http://www.saveoursavers.co.uk/?p=5791</guid>
		<description><![CDATA[A big thank you goes out to everyone who came along to sing songs from our Save Our Savers Christmas Song Book outside the Bank of England on Thursday, 8th December. The day started early with an appearance on the BBC breakfast show at 6.50am. We weren’t able to corral ...]]></description>
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		<slash:comments>8</slash:comments>
		</item>
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		<title>P2P Lending &#8211; Cutting out the banks</title>
		<link>http://www.saveoursavers.co.uk/savings-products/p2p-lending-cutting-out-the-banks/</link>
		<comments>http://www.saveoursavers.co.uk/savings-products/p2p-lending-cutting-out-the-banks/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 10:58:42 +0000</pubDate>
		<dc:creator>Ian Gurney</dc:creator>
				<category><![CDATA[Ian Gurney]]></category>
		<category><![CDATA[Savings Products]]></category>

		<guid isPermaLink="false">http://www.saveoursavers.co.uk/?p=5771</guid>
		<description><![CDATA[Over half a decade ago, in 2005, a new company called Zopa (which stands for “zone of possible agreement”) launched the first lending and borrowing exchange.  The concept was simple and innovative – a marketplace where creditworthy individuals could borrow money from others who were happy to lend, without a ...]]></description>
		<wfw:commentRss>http://www.saveoursavers.co.uk/savings-products/p2p-lending-cutting-out-the-banks/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
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		<title>Prime Minister is wrong: Credit card debt is still rising</title>
		<link>http://www.saveoursavers.co.uk/author/jason-riddle/prime-minister-is-wrong-credit-card-debt-is-still-rising/</link>
		<comments>http://www.saveoursavers.co.uk/author/jason-riddle/prime-minister-is-wrong-credit-card-debt-is-still-rising/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 10:55:46 +0000</pubDate>
		<dc:creator>Jason Riddle</dc:creator>
				<category><![CDATA[Jason Riddle]]></category>
		<category><![CDATA[Simon Rose]]></category>
		<category><![CDATA[The Economy]]></category>

		<guid isPermaLink="false">http://www.saveoursavers.co.uk/?p=5762</guid>
		<description><![CDATA[Remember the kerfuffle over David Cameron’s speech at the Conservative Party conference? The Prime Minister had planned to say: “The only way out of a debt crisis is to deal with your debts. That means households – all of us – paying off the credit card and store card bills.&#8221; ...]]></description>
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		<slash:comments>3</slash:comments>
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